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Most online retail stores now give their customers the option to pay for their purchase using PayPal, and rightfully so as well.

Over 100 million shoppers use PayPal world wide. And it’s no wonder why most internet retailers use PayPal as an additional or even as a primary payment processing solution.

For shoppers, PayPal encrypts their sensitive financial information so that the only person who can see this information is the shopper. Their purchases are also protected as well. PayPal also stores the customers’ billing and shipping information so they don't have to type it out every time they use PayPal to shop online, which is another convenience for PayPal shoppers.
And knowing that the merchant is not going to be able to see and collect their credit card information makes it easier for them to buy products on your store, especially if it’s their first time shopping on your online store. Furthermore, not only is PayPal a complete payment processing solution, it’s also a shopping cart solution as well which can be set up on your website within minutes. And anyone can add products and prices using PayPals’ shopping cart system with ease. Suffice it to say, that using PayPal as a secondary or even primary processing solution is good for business.

Key benefits to using PayPal

Website Payments Standard, PayPals' credit card payment solution, includes everything you need to accept credit cards on your website.

There are no credit applications to be filled out and no monthly or statement fees to pay.

There are no lengthy applications, no setup fees, and you only start paying the small credit card transaction fee when you start selling products online.

Getting setup with PayPal is quick and easy as well. And you can set up your own PayPal “Buy now” buttons within minutes with no advanced programming skills.

PayPal also works and is compatible with most major shopping carts if you wanted to integrate your existing shopping cart system with PayPal to use PayPal as a secondary payment solution.

Easy-to-Read Reports: You can view a summary of your account activity each month, including monthly sales, inventory, and profit and loss statements as well.

Downloadable Logs: You can export your transaction information to Excel, QuickBooks, or Quicken.

Transaction Search: You can quickly find a particular sale, customer, or record which is very useful if a customer inquires about their order.

Multi-User Access: You can also offer controlled access to multiple users for things like printing shipping labels or viewing the transaction history.

Gain quick access to you money

With PayPal you can get your money right away. When the order is completed, the customers’ money is deposited into your PayPal account instantly for you to make use of as you wish.

Pay for products: You can use your PayPal business debit card to pay for products using your customers’ money from your PayPal account.

Transfer to your bank account: While PayPal sends the money immediately to your bank account upon your request, bank transfers of funds from your PayPal account to your bank account usually take around 2 to 3 business days to clear.

Spend it through PayPal: PayPal is accepted on thousands of websites, and it provides a fast, secure checkout. Therefore, you can use your PayPal money to buy products online as well.

Withdraw cash from an ATM: The PayPal Debit MasterCard Business Card allows you to spend the money in your PayPal account or withdraw it as cash at ATMs. And you can earn 1% cash back when you sign for purchases.
Tax and shipping tools

Tax Calculator: PayPal Tax Calculator will add the correct sales tax to orders when and where applicable.

Shipping Calculator: PayPal Shipping Calculator will automatically figure out shipping costs at checkout based on the criteria you specify.

Shipping Labels: PayPal Shipping Tool allows you to instantly print shipping labels and buy postage for every order, and reduce those costly address errors. You can even buy postage with your PayPal account.

PayPal fraud detection

Automatic Fraud Screening: PayPal guards your business with relentless fraud screens, address (AVS) and card verification (CVV2) checks, and 128-bit encryption, which is all included at no extra charge.

Seller Protection Policy: Eligible transactions are covered against unauthorized payments, item not received claims, chargebacks, and reversals, again, at no extra charge.

PCI & CISP Compliance: PayPal adheres to international PCI (Payment Card Industry) and CISP (Cardholder Information Security Program) standards for data protection. These standards are designed to help protect your business from fraud and loss of data. Because PayPal handles the payment card information, you don't have to worry about meeting compliance standards yourself or storing your customers' sensitive financial information.
Accept International currencies

With PayPal as your payment processing solution, you can accept payments in 24 currencies from 190 countries and markets worldwide. These tools make it even easier for you to sell overseas.

International Shipping Calculator: PayPal International Shipping Calculator automatically shows overseas shipping costs at checkout.

International Tax Calculator: PayPal International Tax Calculator adds the appropriate tax to international orders.

Automatic Currency Conversion: You can hold multiple international currency balances in your PayPal account. Or you can let PayPal have it converted for you at a competitive rate, saving your overseas buyers the trouble.

PayPal support

Help Center: With the PayPal Help Center you can quickly find an answer to common questions about PayPal.

Online Virtual Assistant: You can also get immediate help from Sarah, PayPals’ automated customer service rep. She instantly answers your questions via a chat window.

Phone Support: If PayPals’ virtual assistant can't help you, then PayPal customer service reps are experts in online payments, and will help you resolve your specific issues.

Email Your Question: PayPal welcomes your emails, and replies to most queries within 24 hours or less.

Developer Support: Developers and programmers using the PayPal payment platform can access helpful information online and submit technical questions as well.
How PayPal works

Once the customer clicks on the PayPal "Add to Cart” button, the PayPal shopping cart system continues to move your customer through the checkout process smoothly, securely and quickly.

1. The customer shops on your site, finds the product they want and will add the product to your shopping cart on PayPals’ secure site.

2. The customer will then view their cart and proceed to checkout.

3. Your customers are taken to payment pages showing their order on the secure PayPal website. To pay by credit card, they fill out the easy payment form. If they prefer to pay using PayPal, they log into their PayPal account and pay with just a few clicks. Your customers will see a summary of their order to review key information, such as the billing address, shipping address, etc.

4. The customer will see a payment confirmation page that they can print for their records. Both the customer and the seller will receive an order confirmation email as well.

5. The customer returns to your site: Your customers can be sent back to your site immediately after payment. You choose where they go, perhaps to a thank-you page or back to your home page. (You can set this up in your Website Payment Preferences on the Profile tab.) PayPal will send you their contact information for future marketing efforts as well.

6. You get paid: When your customer's payment enters your PayPal account, which happens instantly, you can transfer the money to your bank account (bank transfers usually take 2–3 days to clear), or spend it online anywhere PayPal is accepted. With a PayPal Debit Card, you can spend your PayPal balance anywhere MasterCard is accepted or withdraw it as cash from an ATM.
Rates and fees

All PayPal costs are out in the open. You pay a fixed percentage and a low transaction fee on every sale.

-No hidden charges
-No monthly fee
-No monthly minimum
-No setup charge
-No cancellation charge

Credit card discount rates range from 2.2% to 2.9% plus a .30 cent transaction fee per transaction. With PayPal, the more orders you receive on a monthly basis, then the lower your discount rate will be. PayPal is an all-in-one payment solution and your customers will want a convenient and secure way to pay you.
PayPal keeps everyone happy and makes it easy to sell products online. Your customers get the speed of PayPal's streamlined checkout experience and the reassurance that PayPal won't share their sensitive financial details while you earn extra sales by accepting more payment options online.

To open your own PayPal account click here now:
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Books Distributors, DropShippers, Wholesalers
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Top Web Building Software Programs
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Top 10 Complete eCommerce Solutions
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All About Shopping Carts
All About Payment Processing
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Using PayPal as a Payment Processing Solution
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Paying for Products with Your Customers’ Money
How to Collect Sales Tax for Internet Sales
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Dealing with Product Returns and Exchanges
Sample Return Policy and Procedures
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